Now that we’re in a new month, it’s a good time to take a look at current interest rates in South Carolina.
South Carolina Banking Rates has compiled a list of the best interest rates in the city for savings accounts and certificates of deposit. Find out if your accounts measure up or if it’s time to open a new one with a better rate. 
If you’re currently looking for the best interest rates around, you can begin looking at the local financial institutions within your state of South Carolina. Community banks and credit unions are generally known for providing higher rates, though not all local institutions can compete with the top offers in the state. That’s why it’s so important to research all of the highest rates near you before opening an account. 
CD rates in have remained relatively steady over the past month, but there has been some movement. For anyone searching for the best CD rates today, below is a list of the top offers from banks and credit unions in , South Carolina:
Highest 6-Month CD Rates
- SouthCoast Community Bank: 2.38%
- Greer State Bank: 2%
- Upstate Credit Union: 1.51%
Top 12-Month CD Rates
- Sandhills Bank: 2%
- Southern First Bank, National Association: 2%
- Dixies Credit Union: 1.77%
Best 24-Month CD Rates in
- Community FirstBank of Charleston: 2.5%
- Dixies Credit Union: 2.3%
- Sandhills Bank: 2.25%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
Founders Federal Credit Union has been around for over 50 years, bringing quality financial products and services to its customers and making it one of the top credit unions in South Carolina.
Benefits of Membership at Founders Credit Union 
CD Rates in South Carolina have been painfully low for quite a while, especially ever since the financial crisis. However, there may be hope for better interest rates in the near future. Financial institutions like banks and credit unions are beginning to increase their rates, especially on certificates of deposit with longer term lenths. 
South Carolina has been slammed by the recession, and has the third highest unemployment rate in the nation. No one’s job is secure, and the wise ones among us will want to see where they can save money by spending less. South Carolina Banking Rates could help you find the best South Carolina rates. Some rates include: 
At South Carolina Banking Rates, you can compare checking and savings account rates in South Carolina. Our data is always current and up-to-date to ensure that you get the best rates possible.
As you make this decision to choose a South Carolina bank, we can also help you:
- Improve your credit with a free credit report
- Compare national checking account rates
- Decide whether you need a savings account or to take advantage of high CD rates

Everyday, we work with an extensive network of bank loan officers, mortgage brokers and other financial professionals, and they’re all eager to help you find the rate information you need. Before opening an account, be sure to get your free credit report. It’s quick, easy and free, and helps to prevent fraud.
A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from South Carolina Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
One of the best ways to grow your savings in \{City/State\}, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate. 